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新车共保具有较强的生命力和适应性 ,在实践过程中 ,发挥了重要的积极作用。在保险市场不断完善和改革不断深入的新形势下 ,新车共保仍然有其存在和发展的基础和条件 ,但在实际运作过程中 ,还存在一些亟待解决的突出矛盾和问题。在发展过程中 ,要逐步澄清“垄断论”、“计划经济论”、“车商控制保源论”和“共保侵权论”等错误认识 ,努力推动共保朝着“新车保险超市”的目标迈进。
New car co-insurance has a strong vitality and adaptability, in practice, has played an important positive role. Under the new situation of continuous improvement of the insurance market and deepening reform, the new car insurance system still has its foundation and conditions for its existence and development. However, there are still some outstanding contradictions and problems to be solved urgently in the actual operation. In the course of its development, it is necessary to gradually clarify mistaken understandings such as “monopoly”, “planned economy”, “car dealers’ control of insurance sources” and “mutual insurance infringement theory”, and strive to promote co-insurance in the “new car insurance supermarket” Goals.