我国广大基层地区的经济发展在很大程度上依赖金融的有效投入,特别是在直接融资稀缺的县域经济中,银行的有效信贷投入已成为影响当地经济发展举足轻重的因素。最近,我们对江苏省淮安地区的有关情况进行调研分析,以寻找长期以来困扰基层欠发达地区增加有效信贷投入的症结。有效 The economic development of the vast grassroots regions in our country depends largely on effective investment in finance. Especially in the county economy where direct financing is scarce, the effective credit input of banks has become a decisive factor in the development of the local economy. Recently, we conducted an investigation and analysis of the relevant situation in Huai’an, Jiangsu Province in order to find the crux of the problem that has plagued underdeveloped areas in the grassroots for more effective credit inputs. effective