近几年来,微型金融在我国得到越来越多的重视。作为一种新型的金融形式,微型金融在解决“三农”、中小企业融资困难、完善农村地区金融服务等方面发挥出了重要的作用。但是,由于我国微型金融尚不完全成熟,其在发展过程中仍存在很多问题。因此,本文从区域的角度,分析微型金融发展的基本情况和存在的问题,通过分析并结合实际情况,对如何根据地方经济发展的特点和要求,构建微型金融体系,充分发挥出微型金融支持地方经济的作用提出相关政策建议。 In recent years, microfinance has gained more and more attention in our country. As a new type of financial system, micro-finance played an important role in solving the problems of “three rural”, financing difficulties of SMEs and improving financial services in rural areas. However, due to the fact that China’s microfinance is not yet fully mature, there are still many problems in its development. Therefore, this article analyzes the basic situation and existing problems of microfinance development from a regional perspective. By analyzing and combining with the actual situation, this article analyzes how to construct microfinance system according to the characteristics and requirements of local economic development, and give full play to the place of microfinance support The role of economy Relevant policy recommendations.