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县域经济是区域经济最基本的单元,在我国经济发展中具有重要的地位。随着经济的快速发展,县域经济已经不仅仅局限于传统意义上的县级行政约束,而是可以在更大的区域内进行资金调配。县域金融也是一种区域范畴。狭义上,县域金融区别于城市金融而存在,指的是县域范围内的金融体系,它通过金融资源的配置作用进而推动县域经济逐渐向产业化、规模化、市场化和区域化发展,从当前形式来看,县域金融体系已不仅是单一的银行机构,而是由银行、保险、小贷公司、担保公司等共同构成的分层有序的县域金融服务体系。广义上,县域金融也可以进一步外化,涵盖整个金融体系中已经投入县域或可能投入县域的部分。所以研究金融支持县域经济发展的路径选择具有十分重要的意义。
County economy is the most basic unit of regional economy and plays an important role in the economic development of our country. With the rapid economic development, the county economy has not only limited to the traditional county-level administrative constraints, but can be in a larger area of funds allocation. County finance is also a regional category. In a narrow sense, county finance differs from urban finance in that it refers to the financial system within the county scope. It promotes the industrialization, large-scale, market-oriented and regional development of the county economy through the allocation of financial resources. From the current In terms of forms, the county financial system is not only a single banking institution, but a hierarchical and orderly county financial service system composed of banks, insurance companies, small loan companies and guarantee companies. Broadly speaking, county finance can be further externalized, covering the entire financial system has been invested in the county or may be invested in the county part. Therefore, it is of great significance to study the path of financial support for county economic development.