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面对近4万亿元的信贷资产,如何有效管理,不仅关系着中国工商银行这艘巨型金融航母的安全,更维系着工商银行可持续发展的长远大计。工商银行信贷管理部在完善信贷监管系统、保证主体资产质量、强化信贷质量考核、提升信贷基础管理四个领域实现重点突破,并借助监测、分析、系统控制、业务停牌、作业监督等手段,实现了对全行信贷资产全方位、多角度的风险监控,堪称工商银行万亿资产的“守护神”。
The face of nearly 4 trillion yuan of credit assets, how to effectively manage, not only related to the safety of this giant financial aircraft carrier ICBC, but also to maintain the long-term plan of sustainable development of ICBC. The credit management department of ICBC realizes key breakthroughs in four areas: improvement of credit supervision system, guarantee of main asset quality, enhancement of credit quality assessment and promotion of credit basic management. With the help of monitoring, analysis, system control, business suspension and operation supervision, the credit management department of ICBC A comprehensive, multi-angle risk monitoring of credit assets of the Bank is called “Patron Saint” of ICBC’s trillion assets.