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按民间的说法,今年是六十年不遇的“金猪年”,新一波生育高峰即将到来。准妈妈和准爸爸们在筹划制造“金猪宝宝”时,都希望给孩子创造一个美好的未来。教育为人生之本,为人父母者都期待宝宝们成龙成凤。教育费用将成为家庭的主要支出项目之一,而教育理财是这一期间家庭理财的重要组成部分。据有关数据显示,目前0-16岁孩子的直接经济总成本高达25万元,如果算上高等院校费用,养育一个孩子的直接成本已高达48万元人民币,如果将来送孩子出国读书,教育费用将更高。尽早规划教育理财,将为“金猪宝宝们”接受优质教育和健康成长提供保障。笔者在这里也想就教育理财的产品选择和理财策略与大家进行共同交流。
According to folklore, this year is the golden pig year that has never happened in 60 years, and a new wave of fertility peak is coming. Mothers and prospective dads plan to create a “golden pig baby” when they want to create a beautiful future for their children. Education for the sake of life, parents are looking forward to the baby Jackie Chan. Education costs will be one of the major household expenditures and education and financial management will be an important part of family wealth management during this period. According to the data, the direct economic costs of children aged 0-16 are currently as high as 250,000 yuan. If the cost of institutions of higher education is taken into account, the direct cost of raising a child has reached as high as 480,000 yuan. If the children are to go abroad to study in the future, education The cost will be higher. Planning education and financial management as soon as possible will provide a guarantee for the “Golden Pigs” to receive quality education and healthy growth. I also want to here on education and financial product selection and financial strategy to share common with everyone.