精细化管理的核心在于,实行刚性的制度,规范人的行为,强化责任的落实,以形成优良的执行文化,其特征是精、准、细、严。信贷业务是银行的主体业务。本文对当前从探索标准化和流程化两个途径推进信贷业务操作精细化管理的具体内容和方法进行了探索,并对强化防范信贷业务操作风险的措施进行了研究。 The core of meticulous management lies in implementing a rigid system, standardizing human behavior, and strengthening the implementation of responsibilities so as to form an excellent executive culture characterized by fine, accurate, fine and strict management. Credit business is the main business of the bank. This article explores the specific contents and methods of promoting fine management of credit business operation from two aspects of standardization and process of exploration, and studies the measures to strengthen the prevention of operational risk of credit business.