理财教育就是教育孩子懂得有计划、有目的地使用手中的钱,做到量入而出,合理分配。善于理财的人,能以有限的资金买到他最需要的东西。不善于理财的人,则可能有钱时乱花,东西是买了不少,最后却发现没有几样是真正有用的。笔者从事小学教育二十多年,看到不善理财的孩子占有相当的比例。有的家长图方便,一次性给孩子上百元零花钱。可孩子们大多花钱如流水,不加节制地买零食、买玩具、玩游戏机。有的同学甚至连吃早餐吃中餐用的钱都花在购买那些毫无价值的东西的地方。这种盲目消费还造成同学间的互相攀比,滋长了他们的虚荣心,造成了很大的浪费。小学生正是长身体、长知识和习惯养成的最佳年龄阶段,如果让这样的情况继续下去,其后果是不堪设想的。 Financial education is to educate children know how to plan, purposeful use of the hands of the money, so that the amount of in, rational distribution. People who are good at managing money can buy what he needs most with limited funds. People who are not good at financial management may spend time scrambled with money, bought a lot of things, and finally found that few are really useful. I have been engaged in primary education for more than two decades and have seen a fair share of children who have poor financial management. Some parents figure convenient, disposable one hundred dollars to the child pocket money. Most children can spend money like water, buy snacks without restraint, buy toys, play games. Some students even eat breakfast and eat Chinese food are spent on the purchase of those worthless place. This blind consumption has also caused comparisons between students and their vanity, resulting in a great waste. The primary school age is the best age to grow up with long body, long knowledge and habits. If this situation continues, the consequences will be disastrous.