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我国自颁布实施《保险法》以来,作为保险行业的基本大法,对我国的保险行业起到很大的引导作用,直接影响着保险业的未来发展的健康顺利进行;在我国加入世贸之后,我国《保险法》与国际保险法之间的差距急需缩小甚至没有,达到世贸的基本要求;本文通过分析“保单所有人”和“所有人财产权利”这两个问题,让我国《保险法》与国际保险行业的法律标准进行对比,以此分析出我国《保险法》存在的问题。
Since the promulgation and implementation of the “Insurance Law”, our country, as the basic law of the insurance industry, has played a very guiding role in China’s insurance industry and has a direct impact on the healthy and smooth development of the insurance industry in the future. After China’s accession to the WTO, China’s “ The gap between the Insurance Law and the international insurance law urgently needs to be reduced or even eliminated to meet the basic requirements of the WTO. By analyzing the two issues of ”policy owner“ and ”owner property rights“ International insurance industry legal standards for comparison, in order to analyze China’s ”Insurance Law" existing problems.