信贷资产质量是银行的生命线 ,它代表着银行经营的长远利益。工商银行内蒙古分行高度重视资产质量问题 ,用改革和发展的思路抓资产质量工作 ,取得了明显的效果。一是各级行长经营观念明显转变 ,重视资产质量 ,兼顾长远发展的意识增强 ;二是建立了符合当前实际的信贷管理体系 ; The quality of credit assets is the lifeblood of the bank, which represents the long-term interests of the bank. ICBC Inner Mongolia Branch attaches great importance to asset quality issues, using the ideas of reform and development of asset quality work has achieved remarkable results. First, the business philosophy of all levels of governors changed significantly, attaching importance to the quality of assets and giving consideration to the long-term development. Second, the Bank established a credit management system that is in line with the current reality.