最大诚信原则是保险存在发展的基础,但从我国保险业经营的现状来看,诚信缺失问题比较严重,在一定程度上影响了我国保险业的健康发展。本文在分析诚信缺失问题的基础上,提出了解决路径。 The principle of maximum honesty is the basis for the existence of insurance. However, from the current situation of insurance industry in our country, the problem of lack of honesty and credit is more serious, which has affected the healthy development of China’s insurance industry to a certain extent. Based on the analysis of the lack of honesty and credibility, this paper puts forward the solution path.