当今个体私营经济的发展,环境空间优越,吸引了大批机关干部、企业技术人员、大学生、下岗职工和农村剩余劳动力不断加入到个体、私营企业行列。特别是35岁以下的青年人,或个人,或同学、战友、朋友合伙,或情侣、夫妻齐上阵,开公司、办企业,纷纷憧憬着财源滚滚而来……然而,他们有的开业只红火一阵子就没了生意;有的一年半载不见盈利;有的亏本后举债潜逃或被送上法庭。一些不甘心失败者不得不改行他就。笔者在长期的工作中调查研究认为,新生个体、私营企业自生自灭的原因不外乎两大方面,现列出以供欲创业者引以为戒: At present, the development of individual and private economy enjoys superior environmental space and has attracted a large number of cadres, enterprise technicians, university students, laid-off workers and rural surplus labor force to join the ranks of individuals and private enterprises. Especially those under the age of 35, or individuals, or their classmates, comrades friends, friends or partners, or couples, marching into battle, opening companies and running enterprises, have been looking forward to the wealth coming in. However, There was no business for a while; some did not make any profit for a year or so; and some were absconded or were brought to court after a loss. Some unwilling losers had to divert him. In my long-term work, the author believes that the reasons for the emergence of new-born individuals and private-owned enterprises are nothing more than two major aspects.