曾被解读为房地产金融互联网化创新标志的首付贷,由“上海链家事件”引发的风波尚未平息,又因监管层的发声再次被推上风口浪尖。中国人民银行副行长潘功胜3月12日在十二届全国人大四次会议记者会上表态说.房地产中介机构、房地产开发企业自办的金融业务或者与P2P平台合作开展的金融业务,所提供的首付贷产品加大了居民购房的杠杆,增加了金融风险,同时也增加 Once interpreted as the down payment loan for the symbol of innovation in real estate finance Internet, the storm triggered by the “Shanghai Chain Incident” has not yet subsided, and the sound of regulators is again being pushed to the cusp. Pan Gongsheng, deputy governor of the People’s Bank of China, said at a press conference on the 12th session of the Fourth National People’s Congress on March 12. Financial services provided by real estate agencies and real estate development enterprises, or in cooperation with the P2P platform, The down payment of the loan products to increase the residents purchase leverage, an increase of financial risk, but also increased