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本文以借鉴和运用资产证券化这一金融创新工具为出发点,论证我国实行住房抵押贷款证券化的必要性、可行性,并提出规范发展的政策建议。
In this paper, we use the financial innovation tool of asset securitization as a starting point to demonstrate the necessity and feasibility of implementing the mortgage-backed securitization in our country and put forward the policy suggestions of standardizing the development.