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步入21世纪以来,随着科学技术的迅速发展,产品更新换代的速度加快以及国际市场的日趋扩大,市场环境变得更加复杂加之近年来金融危机的影响致使不少中小企业在财务管理方面面临着新的机遇与挑战。中小企业是我国国民经济的重要组成部分,但由于中小企业规模小、资本和技术构成较低、外部宏观经济变化对其影响大等因素的存在,使其在财务管理方面存在与自身发展和市场经济均不适应的情况,导致其在应对激烈的市场竞争面临着巨大的困难。本文旨在分析其产生的原因,以及进一步提出解决问题的对策建议我国必须对重视解决中小企业发展过程中的各种资金和财务问题,确保中小企业的健康稳步地发展。
Since the 21st century, with the rapid development of science and technology, the speed of product replacement and the expansion of the international market, the market environment has become more complicated. In addition, due to the financial crisis in recent years, many small and medium-sized enterprises are facing financial management With new opportunities and challenges. Small and medium-sized enterprises (SMEs) are an important part of China’s national economy. However, due to the small scale of SMEs, the low capital and technology composition and the great impact of external macroeconomic changes, SMEs make their existence in financial management relevant to their own development and market Unable to adapt to the economic situation, leading to its enormous competition in the face of fierce market competition. The purpose of this paper is to analyze the causes of the problems and to propose further solutions to the problems. China must attach importance to solving all kinds of financial and financial problems in the development of SMEs and ensure the healthy and steady development of SMEs.