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融资难仍是当前我国民营企业面临的实际问题。融资渠道匮乏、手段不足,资金向大型企业集中,现行合作金融风险控制机制仍不利于信贷资金投向民营中小企业,民营企业从事民间融资的合法性界定不清、政府部门监管失当等,是当前民营企业融资难的基本原因。继续深化金融体制改革,积极发展社区性股份制中小银行,尽快建立健全企业抵押和信用担保体系,大力发展金融租赁业务和典当业务,合理规范和积极引导民间借贷,着力发展多层次资本市场,是有效解决我国民营企业融资难问题的基本选择。
Financing difficulties are still the practical problems facing private enterprises in our country. The lack of financing channels and lack of means make the funds concentrated in large enterprises. The current cooperative financial risk control mechanism is still not conducive to the credit funds to invest in private SMEs. The ill-defined legitimacy of private financing in private enterprises and the mismanagement of government departments are the reasons for the current non- The basic reason for the difficulty of corporate finance. We will continue to deepen the reform of the financial system, actively develop small and medium-sized banks in community-owned joint-stock companies, establish and improve the corporate mortgage and credit guarantee system as soon as possible, vigorously develop the financial leasing business and pawn business, and properly standardize and actively guide private lending and strive to develop multi-level capital markets. The Basic Choice to Solve the Financing Difficulties of Private Enterprises in China.