工薪族成员们收入总是可数的,许多人悲观地以为有限的年收入衍生不出丰厚的金融的资产,这未必是条真理。 有例为证,某公司甲、乙二君,同年同月参加工作,月收入大致相仿。但几年之后,甲君金融资产有数万,而乙君不足其10％。原因何在?用甲君的话说:“省钱即是最有效的 It is not necessarily the case that wage earners are always countable in income, and that many people pessimistically derive no substantial financial assets for a limited annual income. There are examples of evidence, a company A, B Jun, the same month to participate in the work, roughly the same monthly income. But a few years later, Jiajun has tens of thousands of financial assets, while Jun-Jun does not have 10% of it. What is the reason? In Jiajun’s words: "Saving money is the most effective