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为帮助贫困家庭学生接受公平、高质量的大学教育,包括中国在内的世界各国都建立了多种助学贷款体系和模式。本文在分析助学贷款产生机理和国际经验的基础上,对中国校园地助学贷款和生源地信用助学贷款的发展历程进行了梳理,总结了国家开发银行开展生源地信用助学贷款的优势和举措,提出了进一步做好生源地助学贷款工作、助力脱贫攻坚的政策建议。
To help impoverished families receive fair and high-quality university education, various student loan systems and models have been established in all countries in the world, including China. Based on the analysis of the origination mechanism and international experience of student loans, this paper reviews the development course of China’s student loans and credit loans for students in China, and summarizes the advantages of China Development Bank And initiatives, proposed policy proposals to further improve student loan work in places where students are born and help them overcome their poverty.