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随着我国经济水平的不断提升和商业银行整体水平的不断提升,在利率市场化前提下商业银行利率风险管理得到了越来越广泛的重视。本文从对我国利率市场化进行概述入手,对利率市场化造成的商业银行利率风险和商业银行利率风险管理措施进行了分析。
With the continuous improvement of China’s economy and the continuous improvement of the overall level of commercial banks, interest rate risk management of commercial banks has drawn more and more attention under the premise of interest rate liberalization. This article begins with an overview of the marketization of interest rates in China, and analyzes the interest rate risk of commercial banks and the interest rate risk management of commercial banks caused by marketization of interest rates.