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“积累财富的过程应和个人的生命周期有规律地相结合。生命周期投资法已普遍应用在目标年期财务规划如教育规划、退休规划等,是长期资产增值的主要策略,也是重要的退休规划工具。”根据国家民政部社会服务发展统计公报,2012年全国60岁及以上老年人口达1.939亿人,占总人口的14.3%。民政部预计到2050年,老年人口将占总人口的1/3,即每3个人中,就有1个是老年人。按照联合国的标准,如60岁以上人口占总人口10%以上,即可视为老龄化。中国晋升成老龄化国家,出生率长期偏低,如何过一个退休无忧的
“The process of accumulating wealth should be regularly combined with the life cycle of individuals. Life-cycle investment law has been widely applied in the target years. Financial planning such as education planning and retirement planning are the major strategies for long-term capital appreciation. It is also important Retirement Planning Tools. ”According to the Statistical Communique on Social Service Development by the Ministry of Civil Affairs, in 2012, the population aged 60 and over in the country reached 193.9 million, accounting for 14.3% of the total population. The Ministry of Civil Affairs predicts that by 2050, the elderly will account for one third of the total population, that is, one out of every three people will be elderly. According to the United Nations standards, people over the age of 60 can account for more than 10% of the total population. When China is promoted to an aging country, its birth rate has been on the low side for a long time and how to lead a retired and worryless country