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再保险作为防范和化解保险风险的重要手段,是一个成熟、健康的保险市场的必要组成部分。其最基本的职能就是分散风险或责任。 自去年“9·11”事件以后,全球保险业陷入一片恐慌之中,同时,也正是这场灾难性的事件,使再保险保证保险市场顺畅运作的功能表现得淋漓尽致,并为我国保险业的发展敲响了警钟。 不容乐观的市场现状 从表面上看,中国再保险市场似乎是中国再保险公司的
Reinsurance, as an important means of preventing and resolving insurance risks, is an integral part of a mature and healthy insurance market. Its most basic function is to spread the risk or responsibility. Since the “September 11” incident last year, the global insurance industry has been in a panic. At the same time, it is also a catastrophic event that has brought the reinsurance guaranteeing the smooth functioning of the insurance market into full play. The development sounded the alarm. Unsurprising Market Status On the surface, the Chinese reinsurance market appears to be China’s reinsurance company