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浙江作为经济大潮的弄潮儿,具有勇往直前的创业精神,在这里,民营经济占据浙江经济的半边天,而民营经济在全球经济环境不乐观的情况下,一些中小企业步履维艰,生产经营资金捉襟见肘,穷于应付、顾此失彼,融资难成为中小企业发展甚至生存的拦路虎,饥不择食的融资又使其背负超负荷的资金成本,紧绷的债务链随时有断裂的危机。本课题调查研究浙江民间借贷的根源,深入分析研究民间借贷的风险,寻求解决的对策与思路。
As a tidal wave of the tide of the economy, Zhejiang has the pioneering spirit of going forward. Here, the private economy occupies half of the economy in Zhejiang. However, under the circumstance of the global economic environment being sluggish, some small and medium-sized enterprises are struggling, their production and operation funds are hard-pressed, However, it is hard for financing to become a stumbling block for the development and even survival of small and medium-sized enterprises. As a result, unscrupulous financing poses the cost of capital overloaded, and the tight debt chain may break down at any time. This subject investigates and studies the root causes of Zhejiang’s private lending, deeply analyzes and studies the risk of private lending, and seeks solutions and ideas.