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能否发展小微金融的关键不在于放贷方资产规模的大小,而在于能否建立或者拥有一套科学有效的机制,同时也在于机构本身的战略选择近年来,微型金融的发展得到了全国上下越来越多的关注和重视,不光有一些专门的机构在主营微型金融,实际上大型商业银行也已经参与到微型金融的大市场中来。那么,从大型商业银行的角度,应该如何看待微型金融和发展小微金融呢?
The key to the development of small and micro finance is not the size of the lender’s assets but the establishment or ownership of a set of scientific and effective mechanisms as well as the strategic choice of the organization itself. In recent years, the development of microfinance has been well received nationwide More and more attention and attention are paid not only to some specialized agencies that specialize in microfinance but in fact large commercial banks have also been involved in the microfinance market. So, from the perspective of large commercial banks, how should we treat micro-finance and development of micro-finance?