中国微型金融的发展历程微型金融在中国的发展历程已有30多年历史。早在改革开放初期,国外就有一些非政府机构在我国云南、贵州、青海等省份进行小额信贷项目的试验,这个过程一直延续到1997年亚洲金融危机爆发为止。事实上,在上世纪90年代,我国金融改革就开始发生巨大变化。1994年中央出台了两项重要规定,一是关于深化金融体制改革的决定,二是关于外汇管理体制和人民币汇率并轨。上 The Development Course of China’s Microfinance Microfinance has a history of more than 30 years in China. As early as the reform and opening up period, some foreign non-governmental organizations conducted experiments in microfinance projects in Yunnan, Guizhou, Qinghai and other provinces in our country. This process lasted until the 1997 Asian financial crisis broke out. In fact, in the 90s of the last century, the financial reform in our country started to undergo tremendous changes. In 1994, the central government issued two important rules: one is the decision on deepening the reform of the financial system; the other is about the merger of the foreign exchange administration system and the RMB exchange rate. on