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第三方网络支付是一种金融交易方法的创新,主要是通过与各银行签约的方法,利用计算机网络技术为用户提供各种支付指令传达与处理的网络支付服务,实现银行支付结算系统的有序衔接,方便了人们日常生活生产。但是因为第三方网络支付具有自身特殊性,运行过程中可能潜在诸多资金风险,因此必须加强第三方网络支付法律监管,完善有关的监管法律制度。文章主要从第三方网络支付监管入手,研究了第三方网络支付的监管法律问题。
Third-party online payment is a kind of innovation in financial transaction methods. It mainly uses computer network technology to provide users with various payment instructions to communicate and process online payment services by means of contract with banks, and realizes the order of bank payment and settlement system Convergence, convenient for people’s daily life production. However, because third-party online payment has its own particularity and may have many potential financial risks during its operation, it is necessary to strengthen the legal supervision of third-party online payment and improve the relevant regulatory legal system. The article starts with the supervision of third-party online payment and studies the regulatory legal issues of third-party online payment.