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我国的城镇基本医疗保险制度是收入相关的制度,即所覆盖的是具有收入的城镇职工。而长期以来,广大儿童却被排斥在现有的医疗保障体系之外。对于一个医疗保障制度而言,其最为核心的因素无非是如何筹资。文章将从两种最基本的医疗保障筹资模式入手,对城镇儿童医疗保障的筹资进行经济学分析,以便更好地应用到我国城镇儿童医疗保障筹资的实践之中。
China’s urban basic medical insurance system is a revenue-related system, that is covered by the income of urban workers. For a long time, the majority of children have been excluded from the existing medical insurance system. For a medical insurance system, the most central factor is nothing more than how to raise funds. This article will start with two kinds of most basic medical insurance financing mode, carry on the economic analysis to the fund-raising of urban children’s medical insurance in order to be better applied to the practice of urban children’s medical insurance in our country.