随着中国教育改革的深入发展,从1997年高校招生并轨到1999年高校扩招以来,中国高等教育告别了由国家承担全部费用的免费教育阶段,上大学要交费逐渐为人们所接受。但同时因为我国经济发展的不平衡、行业不平衡、阶层不平衡还相当突出,经济体制和社会保障体系改革还有待深入,社会上仍有相当数量的困难家庭、困难人员,这也就导致了在高校中存在一定数量的困难生群体,不菲的学杂费使一些低收入家庭子女面临失学。以资助困难学生完成学业的国家助学贷款,是目前我国学生资助体系中最主要的方 With the in-depth development of China’s education reform, China’s higher education bid farewell to the free education stage that the state took the full cost since enrollment in colleges and universities merged in 1997 and enlarged enrollment in colleges and universities in 1999. However, at the same time, due to the unbalanced economic development in our country, the industry is unbalanced and the stratum imbalance is still outstanding. The reform of the economic system and the social security system needs to be further deepened. There are still a considerable number of difficult families and difficult people in society, which leads to There are a certain number of disadvantaged groups in colleges and universities. The high tuition and fees make some children of low-income families face out of school. To help poor students complete their studies of state student loans, is currently the most important party in our student funding system