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一、量入为出,莫把买房当投资有多少钱买多大房,买房还是要以经济收入为基础。诚然,可以通过银行贷款用明天的钱来圆今天的梦,那么明天呢?我国已经进入了新一轮的加息周期,在今后相当长的时间里,贷款利息也许会持续增加,还贷压力会越来越大。而国家通过宏观调控来给过热的房地产市场降温的意愿也越来越强烈,“6.1”税费新政的出台可能只是国家宏观调控的开始。所以,在当前青岛市房地产市场涨幅过快的情况下,合理的规避风险不失为明智之举。
First, the amount of income, not to buy a house when investment how much money to buy more rooms, buy a house or to economic income as the basis. It is true that we can round tomorrow’s dreams with bank loans. So tomorrow? China has entered a new cycle of interest rate hikes. Interest rates for loans may continue to increase for a long time to come. Will be bigger and bigger. The state will through macro-control to overheated real estate market will also be more and more intense cooling, “6.1 ” The introduction of taxes and fees New Deal may be just the beginning of national macro-control. Therefore, in the current case of Qingdao real estate market rose too fast, a reasonable risk aversion is a wise move.