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所谓网上银行业务,概言之,即金融机构利用计算机网络或互联网技术,通过电子传输渠道向客户提供各种金融服务和产品,使客户只需通过个人电脑或其他智能装置即可直接进入金融账户并获取相关信息的服务系统。其业务内容既包括零售和小额银行产品与服务,又包括大额电子支付和其他批发性银行产品与服务;既涵盖传统业务活动,又涉及新型产品与服务。
The so-called online banking business generally means that financial institutions use computer networks or Internet technologies to provide customers with various financial services and products through electronic transmission channels so that customers can directly access financial accounts through their personal computers or other smart devices And access to relevant information service system. Its businesses include both retail and microfinance banking products and services, as well as large electronic payments and other wholesale banking products and services covering both traditional business activities and new products and services.