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拍卖行业保险业务遇到的困难:一是国内艺术品保险市场起步较晚;二是国内保险资源相对较少;三是保险公司承保能力不足。为此,我们希望发挥国际经纪人的专业性,以及全球网络化的优势,获得国外再保公司的支持,借鉴国外的操作方式,解决承保能力的问题。经纪人用他们的专业性,充分按照风险保障方案,分析拍卖行在整个营运过程中,可能会遇到的风险,完善保单保障的范围,同时探索新产品的开发。艺术品价值的界定相对较难,估价体系也尚不健全,权威鉴定机构比较匮乏。艺术品价值是保险公司作为理赔和投
Auction insurance industry encountered difficulties: First, the domestic art insurance market started late; Second, relatively few domestic insurance resources; Third, insurance companies underwriting capacity. To this end, we hope to give full play to the professionalism of international brokers and the advantages of a global network, obtain the support of foreign reinsurers, and learn from the overseas operation methods to solve the problem of underwriting capacity. Brokers use their professionalism to fully follow the risk protection scheme to analyze the risks that the auction houses may encounter during the entire operation process, improve the coverage of policy protection and explore the development of new products. The definition of the value of art is relatively difficult, the valuation system is not perfect yet, and the authoritative appraisal agencies are scarcer. The value of artwork is insurance companies as claims and investment