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温州是民营经济的发祥地之一,其民间资金保有量约为6000亿元人民币,占浙江省近一半的份额。在巨额民间资金无适当投资渠道的大环境下,大量资金选择了进入民间金融系统。据中国人民银行温州中心支行2011年上半年的调查,温州民间借贷市场的规模达到1800亿元,有90%的家庭、个人和59.6%的企业参与民间借贷。受各种因素的综合影响,温州民间借贷纠纷愈演愈烈,大量案件进入司法领域。本文主要对2007年1月至2011年12月温州市两级人民检察院民间借贷纠纷案件抗诉工作的基本情况进行调研,在此基础上分析其特点、成因,并进行类型化总结,以期对民间借贷纠纷抗诉工作有所裨益。
Wenzhou is one of the cradles of private economy with a private capital of about 600 billion yuan, accounting for nearly half of Zhejiang's share. Large investment in non-public funds without appropriate environment, a lot of money chose to enter the private financial system. According to a survey conducted by the People's Bank of China's Wenzhou Branch in the first half of 2011, the scale of the private lending market in Wenzhou reached 180 billion yuan, 90% of households, individuals and 59.6% of enterprises participated in private lending. Affected by the combined effects of various factors, the disputes over private lending in Wenzhou have become increasingly fierce. A large number of cases have entered the judicial field. This article mainly from January 2007 to December 2011, Wenzhou City, two levels of people's Procuratorate private lending disputes in the basic situation of investigation, based on this analysis of its characteristics, causes, and type of summary, with a view to private lending Dispute protest work helpful.