农户向农村信用社贷款时,要注意以下问题:1.先问清贷款的品种和期限。贷款的品种、期限不同,贷款利率也不同。要根据自己的实际需要,确定自己需要的贷款品种和期限,以便尽量节约费用。2.签订贷款合同,要仔细阅读借款合同的所有条款,借款用途、金额、利率、借款期 When rural households make loans to rural credit cooperatives, they should pay attention to the following questions: 1. First ask about the type and duration of loans. Loans of different varieties, different duration, loan interest rates are also different. According to their actual needs, determine the loan varieties and deadlines they need, so as to save costs. 2. Sign a loan contract, to carefully read all the terms of the loan contract, the purpose of the loan, amount, interest rate, loan period