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一、个人账户基金运营风险管理的内容风险管理是指人们对各种风险的认识、控制和处理的主动行为。研究风险的发生和变化规律,估算风险对社会经济生活可能造成的损害程度,并选择有效手段,有计划、有目的地处理风险,以期获得最大的安全保障,是风险管理的核心内容。笔者认为,在审慎的个人账户基金投资理念下,采用国际通行的委托投资模式,确立个人账户基金多元化的投资策略,是未来个人账户基金运营管理体系的基本模式。而这种个人账户基金运营模式的风险管理,主要内容应涵盖以下几点:
First, the contents of individual account fund operational risk management Risk management refers to people’s awareness of various risks, control and deal with the initiative. It is the core content of risk management to study the occurrence and variation of risk, to estimate the degree of damage the risk may have to society and economy, and to choose effective measures to deal with the risks in a planned and targeted manner in order to obtain maximum security. The author believes that under the prudent concept of personal account fund investment, the use of internationally accepted commissioned investment model to establish a diversified investment strategy for individual account funds is the future of personal account fund operation and management system of the basic model. The personal account fund management mode of risk management, the main contents should cover the following points: