浮动抵押是十九世纪五十年代后期英国衡平法创制的担保制度,是指抵押人以其现在和将来的全部或部分财产设定担保,在抵押权行使之前,抵押人对抵押财产享有正常经营中的处分权,但于特定事件发生时,设押财产立即转化为固定抵押以偿还债权。 Floating mortgage is a guarantee system created by the British Equity Law in the late 1950s. It refers to the mortgagee setting a guarantee for all or part of its present and future property. Prior to the exercise of the mortgage, the mortgagee enjoys normal operation of the mortgage property In the right to dispose of, but in the event of a particular incident, the property immediately converted into a fixed mortgage to repay claims.