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我国是一个多地震的国家,地震威胁着保险业的稳定与发展,建立地震保险制度是保险界多年研究和呼吁的问题。现在,人保云南省分公司经有关部门批准,从1995年开始建立将地震保险列入政策性保险的制度。这为我国的保险改革迈出了可喜的也是最重要的一步。尤其是对于保险企业在巨灾面前保持财政的稳定,具有深远的意义。特发此论文,供大家研究探讨。
China is a country with many earthquakes. The earthquake threatens the stability and development of the insurance industry. Establishing the earthquake insurance system is a question that the insurance industry has been studying and appealing for many years. Now, with the approval of relevant departments, the Yunnan Provincial Branch of PICC has set up a system of including earthquake insurance in policy insurance from 1995. This is a welcome and most important step for our country’s insurance reform. In particular, it is of far-reaching significance for insurance companies to maintain financial stability in the face of catastrophe. I made this paper, for your study.