近几年 ,消费需求不够强劲一直是困扰我国经济增长的一大因素 ,而居民消费增长乏力是最终消费增长不够强劲的主要原因。因此 ,自 1999年以来 ,国家出台了一系列刺激居民消费的政策 ,如增加城镇中低收入居民的收入 ,连续七次下调利率 ,开征利息所得税 ,改善农村消费环境 ,扩大高 In recent years, the lack of strong consumer demand has always been a factor that plagued China’s economic growth. The sluggish growth in consumer spending was the main reason for the lack of strong final consumption growth. Therefore, since 1999, the state has promulgated a series of policies to stimulate residents’ consumption, such as increasing the income of low and middle-income urban residents, lowering interest rates seven consecutive times, imposing interest income tax, improving rural consumption environment and expanding high