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问:贷款证制度何时实施?答:中国人民银行决定,从4月1日起在全国大部分大中城市实施统一的贷款证管理制度。问:为什么要实行贷款证管理制度?答:实行贷款证管理制度,金融机构可全面掌握企业的贷款情况,在贷款前对每笔贷款进行全面考察,进而优化资金配置、提高贷款效益。中央银行通过对贷款证的日常管理,掌握全面的信贷情
Q: When is the implementation of the loan certificate system? A: The People’s Bank of China decided that since April 1, a unified system for management of loan certificates will be implemented in most large and medium-sized cities nationwide. Q: Why the implementation of the loan card management system? A: The implementation of the loan card management system, financial institutions can fully grasp the situation of enterprises in the loan before the full examination of each loan, and thus optimize the allocation of funds to improve loan efficiency. The Central Bank grasps comprehensive credit conditions through the daily management of loan certificates