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随着国内网络金融的迅速进步,像网络金融安全问题、信任问题及法律问题等也随之而来。笔者借助对新兴经济学理论及技术接受模型理论等,从网络金融机构角度、网络金融用户角度去分析了网络金融发展中出现的风险及其影响要素、网络金融的发展现状及问题、可行性的风险防范措施等方面。首先,对网络金融的理论基础进行了剖析;其次,对互联网金融的发展情况及有关问题进行了分析;再次,对网络金融的风险及其影响因素展开了详细的阐述;最后,则是对网络金融风险防范提出的有关建议。具体内容如下文所示。
With the rapid progress of internet finance in our country, such as the internet financial security, trust and legal issues also follow. Based on the theories of emerging economics and technology acceptance model, the author analyzes the risks and their influencing factors in the development of internet finance from the perspective of internet financial institutions and the users of internet finance, the status quo and problems of the development of internet finance, and the feasibility Risk prevention measures and so on. First of all, it analyzes the theoretical foundation of internet finance. Secondly, it analyzes the development of Internet finance and related issues. Third, it elaborates on the risk of internet finance and its influencing factors. Finally, Financial risk prevention put forward the relevant proposals. The details are as follows.