目前在我国建立信用体系成为改革与发展的热点问题之一。信用与经济是一对孪生姐妹。信用既是带动经济运转的链条,又是检验经济运行状况的寒暑表。在我国市场经济建设过程中,信用问题显得尤为重要。一切经济活动只有在信用制度、信用规范之下才能够正常进行,社会经济秩序才能够 At present, establishing a credit system in our country has become one of the hot issues in reform and development. Credit and the economy are a pair of twin sisters. Credit is not only the chain that drives the economy, but also the thermometer that tests the economic performance. In our country’s market economy construction, the credit problem appears to be particularly important. All economic activities can only be carried out normally under the credit system and credit norms, and can the social and economic order be able