论文部分内容阅读
我国小额贷款业务被金融机构和社会组织看做是巨大的蛋糕。最近几年,国内不同形式的小额贷款组织在数量和贷款总量上不断增加,然而它们由于受政策的局限或自身的不成熟无法迅速壮大,在实际业务的运营中出现形形色色的问题。比如恶性贷款难以收回、金融定位模糊和融资难等。为了解决存在的这些问题,本人认为可以从以下几个方面加以解决和完善。
China’s micro-loan business is regarded as a huge cake by financial institutions and social organizations. In recent years, different forms of microfinance institutions in China have been increasing in volume and total loans. However, due to policy constraints or their own immaturity, they can not grow rapidly. All kinds of problems arise in the operation of actual business. Such as the difficult recovery of bad loans, financial positioning and financing difficult and so difficult. In order to solve these existing problems, I think we can solve and improve the following aspects.