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我贷款10万元购房,得到母亲赞许;弟弟贷款20万元买车,遭到母亲批评。都是贷款消费,为何评价不同呢?因为我是兄长、我贷的少吗?显然不是。在母亲看来,房子是必需品、是建设性的,贷款是为了过更好的日子;而车子是非必需品、是消费性的,贷款是为了摆阔气、瞎折腾。这让我想起了政府债务,目前,基层(县级)政府举债,一概被上级告诉不许!由家庭贷款可知,这未免有些教条。个人尚可贷款,基层政府为何不可?关键不在贷款,而在贷款干什么!我们党最讲实事求是,是否该贷,应客观的分析,冷静对待,不能一概否决。对基层政府举债问题,谈点不成熟的看法。
I loan 100000 yuan to buy a house, got the mother’s approval; brother loans 200000 yuan to buy a car, was the mother criticized. Is the loan consumer, why the evaluation is different? Because I am an older brother, I borrow less? Obviously not. In the view of the mother, the house is a necessity, a constructive one, and the loan is for a better day. The car is a non-essential item, a consumer item, and the loan is for lavishness and scrambling. This reminds me of government debt. At present, grassroots (county-level) government borrowers are all told by their superiors that this is unjustified by family loans. Personal loans are still not grass-roots government why not? The key is not the loan, and what the loan! Our party most talked of seeking truth from facts, whether the loan should be objective analysis, calm, can not be rejected. On the grass-roots government debt issues, talk about immature opinions.