一、中小城市商业银行绩效考核主要问题:(1)考核侧重于对经营单位和团体的考核,未能细化到业务线条和个人。导致经营单位内部平均主义现象依然存在,业务特色和效能不能最大限度发挥。一是对于身处不同岗位、从事不同工作的员工而言,没有能够结合本行经营战略和发展目标,建立覆盖每一位员工的工作目标体系, First, small and medium-sized city commercial banks performance appraisal main issues: (1) assessment focused on the business units and groups of the assessment failed to refine to the business lines and individuals. As a result, the phenomenon of internal egalitarianism in business units still exists, and business features and effectiveness can not be maximized. First, for employees who are in different posts and engaged in different jobs, they have not been able to establish a target system that covers every employee in combination with the Bank’s business strategy and development goals.