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保险在西方颇负盛名,但对伊斯兰法学家而言,保险是一种相对新颖的经济举措,穆斯林学者多以批判的眼光视之。19世纪之前,伊斯兰法律文献并未提及保险。此后,伊斯兰法学家从实用主义出发,在与西方经济思想的不断接触中,逐渐将保险业纳入伊斯兰经济思想之中,力图消弭伊斯兰与保险之间的张力,寻求既能为绝大多数穆斯林学者所接受的、又不违背伊斯兰教基本原则的保险类型和方式。
Insurance is very prestigious in the West, but for Islamic jurists, insurance is a relatively new economic measure, and Muslim scholars take a more critical view. Before the nineteenth century, Islamic legal literature did not mention insurance. From then on, Islamic jurists gradually put the insurance industry into the Islamic economic thoughts in the constant contact with the western economic thought from pragmatism, trying hard to eliminate the tensions between Islam and insurance, and seeking for the benefit of the vast majority of Muslim scholars Accepted, but not contrary to the basic principles of Islam insurance types and methods.