论文部分内容阅读
服务经济社会发展是保险行业的重要使命。当前,我国城镇化过程中系统的保险支持机制缺失,制约了城镇化顺利发展,迫切需要加强保险机制建设。一、城镇化下的保险保障功能1.社会保障。首先,在城镇化进程中,土地缺失将使农民失去赖以生存的手段,必须通过补偿措施保障失地农民福利不受损失。由于传统的征地补偿和农民安置并不能解决农民长远的生活保障问题,而运用保险机制为被征地农民设立个人
Service Economic and social development is an important mission of the insurance industry. At present, the lack of systematic insurance support mechanism in the process of urbanization restricts the smooth development of urbanization and urgently needs to strengthen the construction of insurance mechanism. First, the protection of urbanization under the insurance function 1. Social Security. First of all, in the process of urbanization, the lack of land will make farmers lose their means of survival and compensation must be used to protect the welfare of landless peasants from loss. Since the traditional compensation for land acquisition and peasants ’resettlement can not solve the problem of peasants’ long-term living security, the insurance mechanism is adopted to establish individuals for land-expropriated peasants