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建筑业是典型的资金密集型产业,资金是维系建筑施工企业正常运转的核心要素,足够的资金流是保障工程项目按照预期进度进行、保证工程顺利完工的必要条件。然而随着近几年宏观调控政策的不断变化,国家对房地产行业的不断调整,使得整个建筑房地产业及其上下游产业资金链不断绷紧,回笼资金越来越困难,建筑企业特别是中小型建筑施工企业日益面临资金紧缺的困境,解决中小型建筑施工企业融资成为迫切需要解决的难题。
Construction industry is a typical capital-intensive industry. Funds are the core elements to maintain the normal operation of construction enterprises. Adequate capital flow is a necessary condition to ensure that projects are proceeding as expected and that projects are successfully completed. However, with the continuous changes in macroeconomic regulation and control policies in recent years, the continuous adjustment of the real estate industry by the state has made the entire construction real estate industry and its upstream and downstream industry capital chain tense and withdrawn funds more and more difficult. Construction enterprises, especially small and medium-sized Construction enterprises are increasingly facing the dilemma of capital shortage, to solve the financing of small and medium-sized construction enterprises has become an urgent need to solve the problem.