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第一章总则第一条为了及时、全面反映借款人资信情况,加强金融监管,防范信贷风险,根据《中华人民共和国中国人民银行法》等有关法律法规,制定本办法。第二条银行信贷登记咨询是以银行信贷登记咨询系统为管理手段,通过对金融机构信贷业务和借款人信息登记,全面反映借款人资信情况,为金融机构提供借款人资信咨询服务,并对金融机构和借款人的信贷行为进行监控的金融监管
Chapter I General Provisions Article 1 These Measures are formulated in accordance with relevant laws and regulations such as the “Law of the People’s Republic of China on the People’s Bank of China” in order to promptly and fully reflect the borrower’s credit status, strengthen financial supervision and prevent credit risks. Article 2 The bank credit registration consultation is based on the bank credit registration consultation system as a management measure. By registering the credit business and borrower information of financial institutions, it can comprehensively reflect the borrower’s credit status, provide the borrower credit information consultation service to financial institutions, Institutions and borrowers to monitor the credit behavior of financial regulation