一、民间高息借贷产生的原因1.民间资本丰厚但缺乏投资渠道。虽然2010年《国务院关于鼓励和引导民间投资健康发展的若干意见》(简称新36条)的出台给民间投资带来了重大机遇,但实际操作中的障碍依然非常多,不断出现“玻璃门”和“弹簧门”事件。①国有垄断部门不愿让利于民间资本。 First, the reasons for private high interest loans 1. Rich private capital but lack of investment channels. Although the promulgation of the “State Council’s Opinions on Encouraging and Guiding the Healthy Development of Private Investment” (the “New 36”) in 2010 brought great opportunities to private investment, the obstacles in actual operation are still quite large, and the “glass doors ”And “ spring door ”event. ① State-owned monopoly departments are reluctant to favor private capital.