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住房公积金,是专项用于解决职工住房问题的长期互助储蓄资金,随着归集规模的扩大,在使用和分配这种低成本资金时,住房公积金业务体制性漏洞和弊端日益凸显,资金的风险逐渐加大,公积金体制深层次的问题如不尽快加以解决,将会阻碍公积金制度的进一步发展,
Housing provident fund is a special long-term mutual aid and saving fund which is used to solve the housing problems of employees. With the expansion of the collecting scale, the institutional loopholes and malpractices of the housing provident fund business have become increasingly prominent in the use and distribution of such low-cost funds. The risk of funds Gradually increase, the CPF system, if not solve the deep-seated problems, will hinder the further development of CPF system,