投资哪种比较适合?从收益性、流动性、风险性三个方面分析记账式国债的特点,并将之与凭证式国债做个比较目前国内存款利率比较低,扣除通货膨胀因素后实际利率很可能是负值,因此,我们在为客户推荐产品时一般会选择实际收益率高而风险偏低的产品。国债的收益率通常比银行的存款收益率高,而且收益所得无需交纳利息税。国债的发行者为国家,信用风险可以忽 What kind of investment is more suitable? Analyze the characteristics of book-entry treasury bonds from three aspects of profitability, liquidity and risk, and compare them with voucher treasury bonds. At present, domestic deposit interest rates are relatively low, and after deducting inflation, the real interest rate It is likely to be negative, therefore, we recommend products for customers generally choose high real yield and low risk products. The yields of government bonds are usually higher than those of banks, and there is no interest tax on earnings. Issuer of national debt for the country, credit risk can be ignored