中国已加入世贸组织,这势必要求我国在国际间的一切经贸往来都要遵守世贸组织的规则或国际惯例,金融业务更不例外。但从我国当前金融市场开放与完善程度看,要达到与国际接轨,防范来自国际金融市场的风险还有相当的难度。一、我国当前金融市场的主要问题我国金融市场主要问题表现在:利率、汇率管制严,资本市场没有放开。带来的主要问题,一是利率与汇率不是按真正意义上的市场供需规律决定其水平,使资源配置不能按市场 China’s accession to the WTO will inevitably require that all our international trade and economic exchanges abide by WTO rules or international conventions and that the financial business is no exception. However, judging from the degree of opening up and perfection of the current financial market in our country, it is still quite difficult to achieve compliance with international standards and to guard against risks arising from international financial markets. First, the main problems of China’s current financial markets The main problems in China’s financial markets are: interest rates, strict exchange control, the capital market has not been liberalized. The main problems brought about are that interest rates and exchange rates do not determine their level according to the law of supply and demand in the real sense of the market,